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Provincial and Territorial Government Health and Dental Insurance Plans (GHIP)
An intro to Canada’s health care system and resources to help you.
Understanding Canada’s Government Health Insurance Plans (GHIP)
Canada's Government Health Insurance Plans (GHIP) provide all residents with essential health care services, such as hospital visits and doctor consultations, without direct costs at the point of care. Each of the 13 provinces and territories runs its own plan, following national standards under the Canada Health Act, ensuring universal, accessible, and publicly funded health coverage.
While GHIP covers many basic services, coverage varies across provinces for things like dental care, vision, and prescription drugs. To fill these gaps, many Canadians opt for private insurance. Overall, GHIP ensures that essential medical care is available to all, regardless of income.
Explore Health Coverage in Your Province or Territory
Discover detailed information about the Government Health Insurance Plan (GHIP) specific to your province or territory. Select your location below to learn more about the health services and coverage available to you.
The information provided on this page is intended for general informational purposes only and may be subject to change. While every effort is made to ensure accuracy, provincial and territorial health coverage details can vary and are regularly updated. We recommend contacting your respective GHIP or consulting a legal, tax, or insurance advisor for advice tailored to your specific situation.
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Beyond Provincial Health and Dental Coverage
Workplace Benefits
While provincial and territorial health plans provide basic coverage, many Canadians receive additional coverage through their workplace benefits, which can extend to spouses and dependents. The extent of coverage varies by employer, but it typically includes health, dental, and vision care.
Personal insurance
For those without workplace benefits, personal health and dental insurance can help bridge the gap. Individual plans offer coverage for services not included in provincial plans, such as prescription drugs and specialized care. These plans can be tailored to fit your needs, and some offer guaranteed coverage, even with pre-existing conditions.
Get in touch
Talk to an advisor who can understand your situation, answer your questions and help you build an insurance plan appropriate for you and your family.
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