Northwest Territories territorial health care plan

Eligibility and coverage details for Northwest Territories

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GHIP

Who is covered by the Northwest Territories territorial government health care plan?

The Northwest Territories Health Care Plan covers all residents of the Northwest Territories. It provides essential healthcare services, including physician visits and hospital care. Residents must be registered for coverage.

GHIP

Are you eligible?

To qualify for the Northwest Territories Health Care Plan, you must be a resident of the territory and maintain residency for at least 6 months each year. Certain exceptions apply.

What's covered

Coverage details for the Northwest Territories territorial Health Care Plan

Benefit
Coverage details
Prescription Drugs

The Northwest Territories Health Care Plan provides coverage for prescription drugs for eligible residents, including seniors and those with specific medical conditions. Drug coverage details and copayment requirements may vary based on eligibility criteria and specific health needs.

Ambulance

Ambulance services in the Northwest Territories are not covered under the territorial health care plan. Residents are generally responsible for the full cost of ambulance services, though some exceptions may apply based on individual circumstances or supplementary insurance.

Dental benefits

Dental services in the Northwest Territories are not typically covered under the territorial health care plan. Residents are responsible for their dental care costs, though certain government or employer-sponsored programs may offer coverage in specific cases.

Vision care

Routine eye exams and vision care are not typically covered under the Northwest Territories Health Care Plan. Residents may need to rely on private insurance or special government programs for assistance with eye care.

Hospital

The Northwest Territories Health Care Plan covers standard hospital services, including accommodations in ward rooms and necessary medical treatments. Private or semi-private rooms may be available at an additional cost.

Paramedicals

The Northwest Territories Health Care Plan does not cover paramedical services such as chiropractic care, acupuncture, massage therapy, or naturopathy. Residents must explore private insurance options or pay for these services themselves.

Hearing aids

The Northwest Territories Health Care Plan does not typically cover hearing aids. Residents may need to explore private insurance or specific government-funded programs to assist with the cost of hearing devices.

Medical equipment & supplies

The Northwest Territories Health Care Plan provides coverage for certain medical supplies based on assessed need. Eligible residents may receive assistance with the cost of devices and supplies that support daily functionality and health management.

Paramedicals

The Northwest Territories Health Care Plan does not cover paramedical services such as chiropractic care, acupuncture, massage therapy, or naturopathy. Residents must explore private insurance options or pay for these services themselves.

Nursing benefits and home care

The Northwest Territories Health Care Plan provides home care services based on individual needs, offering support for nursing, personal care, and rehabilitation. Coverage is dependent on a needs assessment, ensuring that care can be delivered in a home environment when possible.

Accidental death and dismemberment

The Northwest Territories Health Care Plan does not provide coverage for accidental death and dismemberment. Residents will need to explore private insurance options to cover these events.

Out of country

The Northwest Territories Health Care Plan provides limited coverage for emergency medical services outside of Canada. Hospital care and physician services are reimbursed based on territorial rates, and residents are responsible for any costs above these amounts.

Disclaimer

The information provided on this page is intended for general informational purposes only and may be subject to change. While every effort is made to ensure accuracy, provincial and territorial health coverage details can vary and are regularly updated. We recommend contacting your respective GHIP or consulting a legal, tax, or insurance advisor for advice tailored to your specific situation.

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Extended Health Care

How Personal Health & Dental Insurance Complements Your Provincial Plan

While your provincial or territorial health plan covers many essential medical services, there are important areas where personal health insurance can help extend your coverage, giving you broader protection and peace of mind.

Bridge the Gaps in Coverage

Provincial health plans often leave gaps, such as prescription drugs, dental visits, and vision care. Personal health insurance can bridge these gaps by covering expenses your government plan doesn’t, ensuring you’re not left with unexpected out-of-pocket costs.

Be Ready for Life’s Health Changes

Even with your government health coverage, there are still costs that can catch you off guard, like prescription drugs, dental care, and vision expenses. A personal health plan can step in to cover these out-of-pocket expenses, making sure you’re protected from financial surprises.

Secure Your Health & Financial Future

Investing in personal health insurance today can save you from paying high costs for treatments or services down the road. By taking a proactive approach, you can ensure you get the care you need now, avoiding bigger health issues—and bigger bills—later on.

Get in touch

Talk to an advisor who can understand your situation, answer your questions and help you build an insurance plan appropriate for you and your family.

How to contact your GHIP

For more information on the latest coverage details, please contact the Northwest Territories territorial health care plan directly at:

Northwest Territories Health Care Plan
Health Services Administration Office
P.O. Box 1320
Yellowknife, NT X1A 2L9
Phone: 867-767-9061 ext. 49020
Toll-free: 1-800-661-0830
Email: hsa@gov.nt.ca

Website: Northwest Territories Health Care Plan