Quebec provincial health care plan (RAMQ)

In Quebec, land and air ambulance services are covered for residents aged 65 and older, those injured in road or workplace accidents, or individuals requiring transfers between health and social service institutions. Certain exceptions apply, and in cases where coverage is not applicable, residents may be responsible for a portion of the cost.

Quebec’s health insurance plan covers some in-hospital dental surgeries, depending on the patient’s age. Children aged 10 and younger are also covered for routine dental services, including one examination per year. Residents are encouraged to review specific dental services available under the provincial plan to see if they qualify.

Quebec’s provincial health plan covers eye exams for residents under 18 years old and 65 years and older. Children under 18 are also covered for glasses and contact lenses through the See Better to Succeed program.

While information is limited on the Quebec website, it is likely that standard hospital services, including ward room accommodations, are covered. Private and semi-private rooms may be available for an additional fee.

Quebec’s provincial health plan does not cover paramedical services, such as chiropractic care, acupuncture, or massage therapy, unless provided in specific types of facilities. Coverage is generally limited to services delivered within public health institutions. Residents are encouraged to seek private insurance to cover these services.

The Hearing Devices Program provides financial assistance for the purchase, repair, or replacement of hearing aids and other hearing devices. Eligibility for this program varies depending on the individual’s age and medical condition.

Quebec provides coverage for a range of medical supplies, including artificial limbs, canes, walkers, braces, and other devices, for eligible residents. The Ostomy Appliances Program offers coverage for ostomy appliances and related supplies for those who meet the program’s criteria.

Quebec’s provincial health plan does not cover paramedical services, such as chiropractic care, acupuncture, or massage therapy, unless provided in specific types of facilities. Coverage is generally limited to services delivered within public health institutions. Residents are encouraged to seek private insurance to cover these services.

Home care services in Quebec are provided through Local Community Service Centres (CLSCs) and offer temporary or long-term coverage depending on your needs. Services include nursing, personal care, and rehabilitation, with coverage varying based on the type and length of care required.

The Régie de l'assurance maladie du Québec (RAMQ) does not provide any coverage for accidental death and dismemberment. Residents should explore private insurance plans for this type of coverage.

Quebec provides partial coverage for emergency out-of-country expenses, reimbursing a portion of the costs based on daily or per-treatment maximums. Residents are responsible for any costs that exceed the provincial limits. It is recommended to have additional private travel insurance to cover the remaining costs.