Ontario provincial health care plan (OHIP)

Ambulance services in Ontario are covered when medically necessary, both for land and air ambulance transportation within the province. However, residents are required to pay a copayment for these services, unless they meet specific exemptions. Some exceptions apply, such as for seniors, those with social assistance, or hospital-to-hospital transfers. Learn more about ambulance service billing in Ontario.

In-hospital dental surgeries are covered when medically necessary, but routine dental services, such as cleanings, fillings, extractions, crowns, and dentures, are not covered under the Ontario Health Insurance Plan (OHIP). The plan also does not cover dental treatment for accidental injuries to teeth, leaving residents responsible for most dental care costs.

The Ontario Health Insurance Plan (OHIP) covers one major eye exam every 12 months for residents aged 19 and younger, 65 and older, and for those aged 20 to 64 with medical conditions requiring regular eye exams. Prescription glasses and contact lenses are not included. Learn more about eye exam coverage.

The Ontario Health Insurance Plan (OHIP) covers standard ward room accommodations and medically necessary services during hospital stays. Private and semi-private rooms are not included in the coverage and will require an additional fee. Learn more about hospital stays.

Ontario Health Insurance Plan (OHIP) provides limited coverage for podiatrist services, up to an annual maximum of $135, with additional fees for x-rays. Chiropractor, psychologist, massage therapy, and naturopath services are not covered under OHIP. Learn more about what podiatry services are available under the provincial plan.

Ontario’s Assistive Devices Program (ADP) covers up to 75% of the cost for hearing aids and other customized equipment for individuals with long-term physical disabilities. Residents are responsible for the remaining 25% of the cost. However, ADP does not cover maintenance, repairs, or replacement of hearing devices. Eligibility is determined based on the individual’s condition and long-term need for the equipment.

The Assistive Devices Program (ADP) in Ontario covers up to 75% of the cost for various customized equipment and medical supplies for residents with long-term physical disabilities. Individuals are responsible for 25% of the cost. However, repairs and maintenance of equipment and supplies are not covered. Eligibility is based on medical need and the type of device required.

Ontario Health Insurance Plan (OHIP) provides limited coverage for podiatrist services, up to an annual maximum of $135, with additional fees for x-rays. Chiropractor, psychologist, massage therapy, and naturopath services are not covered under OHIP. Learn more about what podiatry services are available under the provincial plan.

Ontario’s home care services are based on need and offer support such as personal care, nursing, rehabilitation, and home support services. The provincial government provides coverage if you qualify, ensuring care can be administered in the home or community for those with assessed medical requirements.

The Ontario Health Insurance Plan (OHIP) does not provide coverage for accidental death and dismemberment. Private insurance options are available for residents who require this type of protection.

Ontario’s Out-of-Country Travellers Program provides coverage for emergencies only, reimbursing services at Ontario rates. The province also offers coverage for out-of-country dialysis services for Ontarians living with kidney failure. All other non-emergency or non-hospital services are not covered, and residents are responsible for any costs beyond provincial rates.