Nova Scotia provincial health care plan (MSI)

In Nova Scotia, ambulance coverage is provided for transportation between approved medical facilities for residents with a valid health card. For other situations, such as emergency responses, residents are required to pay a flat fee. Coverage for air ambulance services may also be available under specific medical conditions.

Basic dental coverage is available for children under 14 years old, including yearly checkups, cleanings, and fillings. Dental services for residents over the age of 14 are not covered under the Nova Scotia Medical Services Insurance (MSI) Plan, though private insurance may offer additional coverage.

Residents under the age of 9 or over the age of 65 are covered for one routine eye exam every two years. Prescription glasses and contact lenses are not covered. Residents can seek additional coverage through private insurance or other available programs.

The Nova Scotia Medical Services Insurance (MSI) Plan covers standard ward room accommodations for hospital stays. Medically necessary services are included in the coverage, while upgrades to private or semi-private rooms require an additional payment.

Chiropractic, podiatry, naturopathy, massage therapy, and osteopathy services are not covered under the Nova Scotia Medical Services Insurance (MSI) Plan. Physiotherapy is covered, but only if provided in a hospital setting.

Hearing aids are not covered under the Nova Scotia Medical Services Insurance (MSI) Plan. Residents must rely on private insurance or out-of-pocket payments for the cost of hearing devices and related repairs.

Limited coverage is available for arm and leg prostheses, as well as mastectomy prostheses for eligible residents. Residents must meet specific medical and eligibility criteria to qualify for these benefits.

Chiropractic, podiatry, naturopathy, massage therapy, and osteopathy services are not covered under the Nova Scotia Medical Services Insurance (MSI) Plan. Physiotherapy is covered, but only if provided in a hospital setting.

Nova Scotia’s Home Care Program offers a variety of services in the home, including personal care, nursing, and rehabilitation, based on assessed needs. The cost of services is partially determined by your income, and coverage includes a broad range of home and community care for those who qualify.

There is no coverage for accidental death and dismemberment under the Nova Scotia Medical Services Insurance (MSI) Plan. Private insurance is recommended for those seeking this type of coverage.

Nova Scotia residents are covered for emergency in-patient hospital services while outside the country, subject to a daily maximum plus a percentage of ancillary fees incurred. Physician fees related to accidents or sudden illnesses during a temporary absence are covered based on Nova Scotia rates. Out-patient services are not covered.