Claim adjudicator

The person at an insurer who reviews a claim, checks it against the policy and decides whether to approve, adjust or deny it.

Reviewed by Kyle Garrett, licensed insurance advisorLast reviewed October 2026. How we write

In the context of insurance, a “claim adjudicator” is a professional responsible for reviewing and evaluating insurance claims to determine their validity and the extent of the insurer’s liability. This process involves verifying the details of the claim, assessing the policy coverage, and deciding on the appropriate settlement amount or denial based on policy terms and conditions.

Key aspects of a claim adjudicator include:

  • Claim evaluation

    Reviews claims for accuracy and completeness.

  • Policy assessment

    Ensures claims comply with policy terms.

  • Decision-making

    Approves, adjusts, or denies claims based on findings.

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