Trip cancellation pays back your prepaid, non-refundable costs if a covered reason stops you going before you leave. Trip interruption applies after you leave: if a covered reason cuts your trip short or brings you home late, it pays your unused prepaid costs, plus extra costs such as a flight home or extra nights away. Many plans include both. Either way, tell your travel suppliers and the insurer right away.
What is the difference between trip cancellation and trip interruption insurance?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about travel insurance
Emergency medical care, trip cancellation and interruption when you leave your province or Canada.
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