It’s generally a medical condition you had before your coverage started. Each policy defines it in its own words, often by whether you had symptoms, treatment or medication for it, and the definition decides which conditions the stability period applies to. Check the wording, or ask us.
How is a pre-existing condition defined in travel insurance?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
Spot a mistake? Tell us and a licensed advisor will check it. Email compliance@garrett.ca
More about travel insurance
Emergency medical care, trip cancellation and interruption when you leave your province or Canada.
More questions about travel insurance
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