Visitors aren’t covered by any provincial health plan, so without insurance they pay the full bill. With visitors to Canada insurance, your visitor calls the assistance line on the policy before getting treatment, or as soon as they can. The assistance team directs them to a suitable facility and often pays the hospital directly. If they don’t call, many plans pay less.
What happens if a visitor gets sick or injured while in Canada?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about travel insurance
Emergency medical care, trip cancellation and interruption when you leave your province or Canada.
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