If you take one or two trips a year, a single trip plan usually costs less. If you travel more often, an annual plan can cost less overall, as long as each trip fits within its maximum trip length. For a trip longer than that, a single trip plan is usually the better fit. We can look at your travel for the year and suggest which makes sense.
Should I buy a single trip or an annual plan?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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Emergency medical care, trip cancellation and interruption when you leave your province or Canada.
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