Yes. The clock starts when you leave your home province, so a trip to another province counts the same way as a trip abroad. Your provincial plan covers most hospital and doctor care elsewhere in Canada, but usually not ambulance or transport home, which an annual plan can cover.
Do trips within Canada count toward my trip length on an annual travel plan?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about travel insurance
Emergency medical care, trip cancellation and interruption when you leave your province or Canada.
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