Yes, for a covered reason. If you cancel before you leave, it pays back prepaid hotel costs you can’t recover. If your trip is interrupted, it can pay for the unused prepaid nights, and for extra nights away if you’re delayed coming home. Keep your receipts, and tell the hotel and the insurer right away.
Can travel insurance reimburse hotel costs?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about travel insurance
Emergency medical care, trip cancellation and interruption when you leave your province or Canada.
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