Yes. Group benefits, credit cards and annual plans often cover only the first part of a trip, such as the first few weeks. A single trip plan can cover the rest, starting the day your other coverage ends. Check how many days your current coverage includes before you book, and buy the top-up before you leave, since a waiting period may apply if you buy it after.
Reviewed by Garrett Agencies Ltd., October 2026. How we write
Spot a mistake? Tell us and a licensed advisor will check it. Email compliance@garrett.ca
More about travel insurance
Emergency medical care, trip cancellation and interruption when you leave your province or Canada.
More questions about travel insurance
A question about your coverage? Ask us.
No obligation. We’ll tell you plainly what we think, including when you already have what you need.