Case Study: Travel insurance saves Sonja from paying more than $58,000 in medical fees

The story

Sonja was excited to visit her family in Montreal, having heard many praises about the beautiful Montreal summers. However, during a lunch outing, the 75-year-old experienced unexpected bleeding in her mouth, followed by severe pain from mouth ulcers. Despite trying several mouth rinses for relief, her symptoms worsened, so her family sought professional medical help.

After undergoing extensive testing at the hospital, doctors diagnosed Sonja with a blood disorder that required immediate and comprehensive care. Her treatment included multiple tests and blood transfusions during her 13-day hospital stay. Afterward, she continued her recovery at her family's home and was able to enjoy the rest of her visit.

Sonja had visited her doctor weeks before leaving for her trip due to persistent blood clots but was given the go-ahead to travel. However, due to her medical history, her broker advised her to purchase Visitors to Canada Insurance with Unstable Pre-Existing Medical Condition Coverage with a sum insured of $100,000. This important choice protected her from facing over $58,000 in medical expenses, ensuring that she received timely and necessary treatment without the stress of overwhelming costs.

• Hospital fees: $55,118.16
• Doctors' fees: $3,462.63
• Amount paid by the insurance company: $58,580.79

Case Study provided by TuGo

^{Note: These examples are based on actual claims with specific traveller details changed to protect privacy.}