The Story

Destination: Tulsa, Oklahoma

19-year-old Alec left home in Canada to study in the United States, eager to immerse himself in college life and explore new activities. Among these was a basketball training session organized by his school. Unfortunately, during one of these sessions, Alec was bumped by an opposing player mid-air and landed on his head.

Alec was immediately rushed to the nearest hospital, where doctors diagnosed him with a fractured jaw after running several tests. He was treated and given medication to help manage the pain and recover while back at school.

Thankfully, Alec’s family had purchased Student Travel Insurance before he left for school, which saved him from paying more than $24,000 in out-of-pocket medical expenses.

• Hospital fees: $18,756.08
• Doctors' fees: $4,559.80
• Radiology fees: $1,788.65
• Prescriptions: $77.86
• Provincial healthcare: -$260.00
• Amount paid by the insurance company: $24,922.39

Case Study provided by TuGo

^{Note: These examples are based on actual claims with specific traveller details changed to protect privacy.}