Student Travel Insurance

Coverage for emergency medical expenses & checkups when studying away from home.

Call to speak with an advisor
1-800-661-3300
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What is student travel insurance?

Embarking on educational pursuits, whether in a different province or overseas, or as an international student in Canada, brings the need for reliable protection against unforeseen medical emergencies.

Student travel insurance is specifically crafted to provide financial coverage for unexpected medical expenses that may arise while you are away from your home province or country for educational purposes.

With the right insurance coverage in place, students can concentrate on their academic goals without the worry of handling emergency medical costs. This peace of mind is invaluable for a successful and focused study experience.

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Cover unexpected medical costs

If the visitor has a medical emergency during their stay in Canada, costs will be covered.

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Up to 365 days coverage

Purchase coverage for up to one full year at a time.

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Routine checkups

Includes coverage for routine physician visits, medical and eye exams

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24x7 Support

Toll-free support is available 24x7 whenever you need and is multilingual.

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How does student insurance work?

  • Pre-Trip Purchase: Secure your student travel insurance before leaving your home country. Ensure the coverage spans the entire duration of your study period abroad.

  • Travel with Confidence: Once insured, you can travel to your study destination, knowing you're protected against medical uncertainties.

  • Immediate Assistance for Medical Emergencies: In case of a medical emergency, promptly contact the insurer's 24/7 toll-free support line. This ensures you get immediate help when needed.

  • Guided Access to Medical Care: The insurer's professionals will guide you to the nearest suitable medical facility, ensuring that your guest receives the best possible care quickly.
  • Coverage for Routine Medical Needs: The policy often includes visits to local physicians for regular medical check-ups, keeping your health in check during your studies.
  • Continuous Coverage During Breaks: The insurance typically remains active during short breaks or visits back home, providing continuous protection throughout your academic journey.

Get help with your travel insurance planning.

Speak with a professional advisor who can help.

Cost

How much does student travel insurance cost?

There are a number of factors that can affect plan pricing, including:

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Age

Insurance costs generally increase with age.

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Trip duration

Visitors to Canada coverage is based on a daily rate.

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Destination

Cost varies you are studying in another Canadian province or internationally.

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Inbound or outbound

Cost varies if you're an outbound Canadian student, versus international inbound to Canada.

Get in touch

Talk to an advisor who can understand your situation, answer your questions and help you build an insurance plan appropriate for you and your family.

Frequently asked questions

Answers to key questions about Student Travel Insurance.

Is Insurance Necessary for Canadian Students Studying Abroad?

Travel medical insurance can provide important protection for Canadian students studying abroad because provincial health coverage may be limited or not apply outside Canada. Having appropriate insurance in place before departure can help manage unexpected healthcare costs while abroad. It’s also important to understand how your provincial coverage works while you are away.

What is a stability period in travel medical insurance?

A stability period refers to a timeframe before a trip during which an existing medical condition must not have changed in a way defined by the policy. Insurers use this concept to determine how coverage applies to pre-existing conditions. The specific definition and requirements differ between policies.

Do international students studying in Canada need travel insurance?

International students in Canada commonly arrange health coverage for the duration of their studies. The type of coverage needed can vary based on personal circumstances, school requirements, and travel plans during the academic year. Reviewing available options helps ensure you have suitable protection for medical expenses while in Canada.

How can students choose the right travel insurance plan?

Choosing student travel insurance involves considering where you will be studying, how long you will be away, and the types of medical and travel situations you want covered. Comparing policy features, coverage limits, and assistance services can help you select a plan that fits your needs. Speaking with a licensed advisor can also help clarify how different options apply to your situation.

Still have questions?

Please contact our office and we'll be happy to address any questions you may have.