Yes. Your premium rises as you move into each age band, from the April 1 policy anniversary after your birthday. Rates aren’t guaranteed and can change on any policy anniversary. If you add the optional Insurance Continuation Benefit, its premium stays level until 85, when premiums stop.
Will my Term to Age 85 premiums increase with age?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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Protects the people who depend on you, with coverage you can renew to age 85.
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