Tell us as soon as an owner or key person can’t work, and we’ll help you start the claim with the insurer. The insurer asks for proof of the disability, and benefits start once the waiting period is met. Each step is set out in How a claim works.
Business-owned disability insurance
What is the process for claiming benefits under business-owned disability insurance?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about business-owned disability insurance
Disability coverage held by the business, for the owners and people it depends on.
More questions about business-owned disability insurance
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