Yes. You choose the type of coverage, the benefit amount, the waiting period and the benefit period, within what the insurer offers and what the business can show it needs. We help you set them to fit the business.
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about business-owned disability insurance
Disability coverage held by the business, for the owners and people it depends on.
More questions about business-owned disability insurance
- Who is eligible for business-owned disability insurance?
- How does business-owned disability insurance impact tax obligations?
- What are the cost factors for business-owned disability insurance?
- What is the process for claiming benefits under business-owned disability insurance?
- What is business-owned disability insurance?
A question about your coverage? Ask us.
No obligation. We’ll tell you plainly what we think, including when you already have what you need.