Tax and estate planning

What is probate and how can it affect an estate?

Probate is the court process that confirms a will and the executor’s authority to settle the estate. Assets that pass through the will can take months to settle, may attract probate fees in some provinces, and become a public record. Life insurance and segregated funds with a named beneficiary pay out directly, outside the will and probate. Probate rules and fees vary by province.

Reviewed by Garrett Agencies Ltd., October 2026. How we write

Spot a mistake? Tell us and a licensed advisor will check it. Email compliance@garrett.ca

More about tax and estate planning

Pass on what you’ve built the way you intend, with fewer taxes and delays along the way.

Tax and estate planning

More questions about tax and estate planning

All tax and estate planning questions

A question about your coverage? Ask us.

No obligation. We’ll tell you plainly what we think, including when you already have what you need.