It depends on the type of plan. A medically underwritten plan usually takes about three weeks, mostly waiting for records from your doctors. Guaranteed issue and guaranteed acceptance plans ask no health questions, so they usually start on the first of the month after your application is approved.
How long does it take to get health and dental insurance?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about health and dental insurance
Your own coverage for what provincial plans don’t pay.
More questions about health and dental insurance
- What is the benefit of a guaranteed acceptance health and dental plan compared with other plans?
- What is the benefit of a medically underwritten health and dental plan compared with other plans?
- When should I apply for health and dental insurance?
- What do I need to get health and dental insurance?
- What is the benefit of a guaranteed issue health and dental plan compared with other plans?
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