For the benefit period set in the policy, usually up to two years. Because the plan reimburses the expenses you actually incur, up to the monthly limit, some plans carry unused benefit forward, and keep paying after the benefit period ends, while you’re still totally disabled, until the total benefit has been paid.
Business overhead expense insurance
How long do business overhead expense (BOE) insurance benefits last?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about business overhead expense insurance
Pays fixed costs such as salaries and rent if the owner can’t work because of illness or injury.
More questions about business overhead expense insurance
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