When you apply, the monthly limit is set from your business’s regular fixed monthly expenses, less any overhead coverage you already have. If you claim, the plan reimburses the eligible expenses you actually incur each month, up to that limit.
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about business overhead expense insurance
Pays fixed costs such as salaries and rent if the owner can’t work because of illness or injury.
More questions about business overhead expense insurance
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