Can I get my premiums back if I don’t experience a serious illness?

Some Critical Illness Insurance policies offer optional features that may return a portion or all of the premiums paid, provided certain conditions are met.

These features are not included in all policies, may increase the cost of coverage, and are subject to specific rules set by the insurer. Availability and terms vary by policy and insurer, so it’s important to review the details carefully before relying on this feature.