The Engineers Canada Advantage

Professional associations often partner with insurance companies to offer exclusive life, health, and disability insurance products to their members. These partnerships are marked by the association's endorsement of a specific insurer, leading to unique benefits and competitive rates for members. In return, a share of the insurance sales revenue is directed back to the association, enhancing member services and reinforcing the mutual benefits of this collaborative approach.

Association insurance plans often share similar characteristics with employee group benefits, providing members with competitively low rates. Like group plans, they offer a collective advantage in pricing, but tend to have more limited benefits when compared to individual insurance options. Additionally, these benefits are typically contingent on association membership and are not guaranteed, meaning they can be discontinued if one leaves the association. However, it's important to note that some associations break this mold. These select programs have innovatively merged the best aspects of group and individual insurance plans. This approach results in a unique offering that provides the cost-effectiveness of group plans while retaining the comprehensive and tailored benefits usually found in individual insurance policies.

If you're a member of provincial engineering associations like APEGA, APEGM, APEGNB, technician groups such as ASET, CTTAM, NBSCETT, or the architect association MAA, you qualify for our exclusive insurance products. Additionally, you gain access to professional advisory services from the seasoned advisors at Garrett Agencies. These advisory services, offered at no extra charge, are a significant benefit. They ensure that your specific needs are met efficiently and cost-effectively through personalized planning, adding an extra layer of value to your membership.