Topic
Medical underwriting
Articles and answers about medical underwriting.
Articles about medical underwriting
- Disability insurance10 minute readMental health and insurance in Canada: what you actually need to knowMental health history doesn’t automatically prevent you from getting insurance in Canada. What insurers actually look for may surprise you.
- Travel insurance3 minute readMedically underwritten travel insurance in CanadaManulife’s medically underwritten travel insurance provides up to $10 million in emergency medical coverage for Canadians with pre-existing conditions.
- Life insurance5 minute readYour complete guide to understanding the insurance application processThis comprehensive guide details each step of the insurance application process, clarifying expectations and procedures.
Questions about medical underwriting
Do I need a medical exam to get health and dental insurance?
Usually not. Most individual health and dental plans don’t need a medical exam. A medically underwritten plan asks health questions, and the insurer may also ask your doctor for your records. Guaranteed issue and guaranteed acceptance plans ask no health questions at all.
A question about your coverage? Ask us.
No obligation. We’ll tell you plainly what we think, including when you already have what you need.