Health spending accounts

Who can be included in a health spending account plan?

Owners, employees and their eligible dependants, in an incorporated business. Each person’s amount should be reasonable for their role, and amounts can differ by employee class, such as management and staff. Sole proprietors fall under different tax rules, with conditions, so speak with your accountant; we set up HSAs for incorporated businesses.

Reviewed by Garrett Agencies Ltd., October 2026. How we write

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More about health spending accounts

A tax-effective way for the business to pay for health and dental costs, for owners and employees.

Health spending accounts

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