Employee group benefits

What is the minimum number of employees required for a company in Canada to be eligible for an employee group benefits plan?

A group plan can start with as few as two people covered, though many insurers are reluctant to quote groups that small, and larger groups usually cost less per person. If it’s just you, in your own corporation, a health spending account is often a better fit.

Reviewed by Garrett Agencies Ltd., October 2026. How we write

Spot a mistake? Tell us and a licensed advisor will check it. Email compliance@garrett.ca

More about employee group benefits

Health, dental and other benefits that help you attract and keep good people.

Employee group benefits

More questions about employee group benefits

All employee group benefits questions

A question about your coverage? Ask us.

No obligation. We’ll tell you plainly what we think, including when you already have what you need.