A child can be insured from shortly after birth, with an adult, such as a parent or grandparent, owning the policy. In most provinces, a young person can own a policy on their own life from age 16.
What is the minimum age requirement for permanent life insurance in Canada?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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Life insurance that lasts your whole life, with options that build cash value.
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