It’s the number of days you must be disabled before benefits start. You choose it when you apply, from 7 to 365 days, and a longer waiting period means a lower premium. It counts from your first doctor’s visit for the disability, and days off for the same cause within 12 months add up toward it.
What is the waiting period?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about Disability Income Protection
Replaces part of your income if a disability stops you working.
More questions about Disability Income Protection
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