The plan pays your actual eligible expenses, up to your monthly benefit, and payments continue until they total 12 times your monthly benefit, 3 years have passed, you recover, or you reach 70, whichever comes first. So lower expenses stretch the benefit over a longer time. If expenses in a month are higher than your benefit, the extra is carried into the next month.
What if my expenses are lower than my monthly benefit?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about Business Overhead Expense
Keeps your business running if you can’t work because of an accident or illness.
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