No. There are no medical questions or tests. Acceptance is guaranteed once you meet the eligibility rules and your first premium is paid.
Do I need a medical exam to apply?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
Spot a mistake? Tell us and a licensed advisor will check it. Email compliance@garrett.ca
More about Major Accident Protection
Funds to help with the immediate costs of an accident.
More questions about Major Accident Protection
A question about your coverage? Ask us.
No obligation. We’ll tell you plainly what we think, including when you already have what you need.