Yes. Most term policies renew automatically at the end of the term, without health questions, up to a maximum age set in the policy. The premium goes up at each renewal, based on your age at the time. If you’re still healthy, a new policy usually costs less than renewing, though you’ll answer health questions again.
Can I renew my term life insurance policy when the term ends?
Reviewed by Garrett Agencies Ltd., October 2026. How we write
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More about term life insurance
A set amount of life insurance for a set period, at a lower cost than permanent coverage.
More questions about term life insurance
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